How do I start unpaid debt in Witcher 3?

How to Start Unpaid Debt in Witcher 3: A Step-by-Step Guide

The Witcher 3: Wild Hunt is an action role-playing game that offers a vast open world to explore, a complex storyline, and a deep character customization system. One of the game’s features is the ability to take on debts, which can be both beneficial and detrimental to the player’s character. In this article, we will explore how to start an unpaid debt in Witcher 3 and what are the consequences of not paying it back.

Starting an Unpaid Debt

To start an unpaid debt in Witcher 3, you need to interact with a merchant named Simun Brambling in the New Port Inn in Skellige. You can only access this quest after completing the "Stranger in a Strange Land" side quest and helping Simun escape from prison.

Once you’ve spoken to Simun, he will offer you a deal – he will give you a loan of 1,000 crowns, but you will have to pay him back later. It’s essential to note that you won’t have to pay back the loan immediately, but you will have to pay it back eventually.

Consequences of Not Paying Back the Debt

If you don’t pay back the debt, you will have to face the consequences. The merchant will start to chase you, and you will have to deal with his henchmen. The debt will also affect your reputation, and you may receive negative comments from NPCs.

Choosing Between Evils

When you encounter Simun again, you will have to make a choice – you can either fight him and his henchmen or side with them. The choice you make will depend on your character’s morality and your playing style.

Tips and Tricks

Here are some tips and tricks to keep in mind when dealing with debts in Witcher 3:

  • Make sure you have enough crowns to pay back the debt. You don’t want to end up in a situation where you have to deal with the merchant’s henchmen.
  • Try to pay back the debt as soon as possible. The longer you delay, the more consequences you will face.
  • Choose your allies wisely. If you decide to side with the merchant, you will have to fight against his enemies.
  • Use your Witcher Senses. They can help you detect hidden enemies and find hidden paths.

Conclusion

In conclusion, starting an unpaid debt in Witcher 3 is a complex process that requires careful planning and consideration. You need to weigh the benefits and drawbacks of taking on a debt and make a decision that suits your character’s morality and playing style. By following the tips and tricks outlined in this article, you can make the most of your experience in the world of Witcher 3.

FAQs

Here are some frequently asked questions about starting an unpaid debt in Witcher 3:

  • Q: Can I refuse the loan?
    A: Yes, you can refuse the loan. However, you will have to deal with the consequences of not taking on the debt.
  • Q: Can I pay back the debt early?
    A: Yes, you can pay back the debt early. However, you will not receive any bonuses or rewards for doing so.
  • Q: What happens if I don’t pay back the debt?
    A: If you don’t pay back the debt, you will have to face the consequences. The merchant will start to chase you, and you will have to deal with his henchmen.
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