Is ID.me a safe website?

Is ID.me a safe website?

ID.me is a certified commercial identity provider that offers Identity Assurance Level (IAL) 2 and Authentication Assurance Level (AAL) 2 credentials. The US National Institute of Standards and Technology (NIST) recognizes ID.me as an official identity verification platform used by government agencies and merchants to authenticate users. Based on our research, it’s safe to say that ID.me is a credible and secure website with strong identity verification processes to ensure the integrity of member accounts.

What credentials does ID.me hold?

ID.me holds certified Identity Assurance Level (IAL) 2 and Authentication Assurance Level (AAL) 2 credentials with NIST. This verification confirms that ID.me’s identity verification process meets minimum security standards set by US federal agencies.

Proof of Identity

ID.me collects and verifies user-proof of identity, including Government Issued ID, License, and Passport, as part of their sign-up process. They also conduct background check for certain groups, confirming members’ identities through federal records.

Encryption Process

ID.me uses Advanced Encryption Standard (AES 256-bit) to shield users’ personal data to protect it from unauthorized accesses.

What information do you need to provide during registration?

To initiate your ID.me account process, you will need the following information:

• Address verification
• Government or ID verification
• User registration details

Identity Verification Process

ID.me follows a strict identity validation procedure, involving:

a. ID Verification Check: ID.me verifies an applicant’s government-issued ID to ensure it remains authentic.

b. SSN Verification: Additionally, ID.me verifies taxpayer information to prevent fraudulent applicants from using stolen identities for fraudulent purposes.

c. Background Check: Authorized background checks for specific customer segments, as required.
How secure is our login process?

Users log in using a comprehensive username and password combination provided after registration. Advanced Password Hashing utilizing industry-standard techniques (pbkdf2) & strong password guidelines (requirements and complexity).

Fingerprint and Face Recognition Login for mobile devices users: For an added-layer security, mobile users engage their fingerprint and face-scan login capabilities.

Why Trust ID.me?

Secure and Encrypted Account Creation: User data fully secured during sign-up within advanced encryption (AES)
Background Check: Stringent background verification for a group

Security Measures Adopted

• Login Process: Comprehensive username – password combination and advanced (PBKDF2)/string password guidelines
User Security and Control: The flexibility to enable/disable any group, organization, education verification, or any aspect at any moment

Here’s a comparison of main Identity Verification services:

Table: Differences Between ID.me and Their Competitors

**Competitor 'X'**
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**Competitor 'Y'**

• High Cost per Transaction (<2% Fee)

• Both Mobile and Desktop Browser

  Competitor ‘Z’
  A high Cost per Transaction

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  **Competitor Other**
  
  Other Information No Specific Answer

Who’s behind ID.me & Government Involvement